Financial planning is less about knowing what to do and more about doing what we know. Sure, there are a myriad of complexities littered throughout the wealth management universe deserving our deliberation and calibration, but I’d be willing to bet that you are already aware of the following list of financial planning “shoulds,” right? You...
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Why Don’t We Do What We Know We Should Do With Our Money?
Financial planning is less about knowing what to do and more about doing what we know. Sure, there are a myriad of complexities littered throughout...
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I work at Walmart – there’s a savings ‘goldmine’ for shoppers but many customers don’t know how to use the easy hack
A WALMART worker has revealed the savings “goldmine” shoppers can use at the store. It’s incredibly easy to begin saving money, even though many customers...
A WALMART worker has revealed the savings “goldmine” shoppers can use at the store. It’s incredibly easy to begin saving money, even though many customers aren’t aware. Walmart shoppers can take advantage of a savings ‘goldmine’Credit: Getty A Walmart employee has shared their top-tip for saving money at the store. Speaking to GoBankingRates, they said:... -
Don’t Bank on the Equity Risk Premium
Editor’s Note: This is the first in a series of articles that challenge the conventional wisdom that stocks always outperform bonds over the long term...
Editor’s Note: This is the first in a series of articles that challenge the conventional wisdom that stocks always outperform bonds over the long term and that a negative correlation between bonds and stocks leads to effective diversification. In it, Edward McQuarrie draws from his research analyzing US stock and bond records dating back to... -
4 Things About The 4% Rule Most Don’t Understand
One of the most important and difficult questions to answer in retirement is how much you can spend each year without going broke. The most...
One of the most important and difficult questions to answer in retirement is how much you can spend each year without going broke. The most popular answer to this question is what is known as the 4% rule. From a 1994 paper written by Certified Financial Planner Bill Bengan, here’s how it works. Cottage life...